With all the rapid changes, and regulations becoming more stringent at the prudential regulators, there’s an expectation that your third party risk management program is evolving too. When you sit back and look at the third party risk big picture, there’s a lot to manage, right? It would be helpful if someone could give you a checklist and say, “Okay. Here is your list of due diligence requirements for every single vendor you do business with. Just always request these documents and you’re golden.” I fully understand how much easier that would make it. However, unfortunately, it can’t be that way because not all vendors are the same. They’re not all created equal.