Latest Blog Articles

Read the Latest Blog Posts
Knowledge. Useful. Quick. 


Stay up-to-date by reading useful articles from industry thought leaders who tackle common challenges and discuss current or proposed industry regulations.

  • Stay up to date on the latest vendor risk management news happening this month. Check out the articles below.
  • The question isn't whether AI is coming to your financial institution. It's already here — in your fraud detection system, your loan origination software, your customer service chatbot, and quite possibly in the browser your loan officer has open right now. The real question — the one examiners are already asking — is whether you're governing it or it's governing you.
  • Welcome to the first Enforcement Actions Roundup of 2026, covering February's latest actions. Each month, we break down what went wrong, why it matters, and what your financial institution (FI) can do to stay ahead.
  • NASHVILLE, Tenn., March 12, 2026 -- Ncontracts , the leading provider of integrated compliance, risk, and vendor management solutions to the financial services industry, today released the 2026 State of Third-Party Risk Management Survey — revealing that for the first time, financial institutions rank AI risk on par with cybersecurity as their top third-party concern, even as 72% admit they are only partially aware of which vendors use AI and not a single organization feels extremely confident managing it. The survey, which drew responses from 173 financial services professionals between November 2025 and January 2026, reveals TPRM programs caught between expanding vendor portfolios, emerging AI risks that outpace current assessment capabilities, and teams that haven't grown to match the load. "TPRM programs are being asked to do more than ever — more vendors, more risk types, more complexity — with teams that haven't kept pace," said Michael Berman, founder and CEO of Ncontracts. "AI is the clearest example of that pressure, and this survey shows the industry knows it. The organizations that will pull ahead are those investing now in the technology, processes, and metrics that let their programs scale and demonstrate value."
  • February 2026 brought mixed signals. Federal agencies are continuing to pull back — the CFPB is reducing exam activity, the Fed is formally removing reputation risk from its supervisory framework, and the NCUA is advancing another round of deregulation proposals. But that doesn’t mean enforcement has disappeared. The DOJ's whopping $68 million fair lending settlement is a reminder that regulators won't ignore egregious violations.
  • New York just handed its Attorney General (AG) a powerful new tool — and if your financial institution (FI) operates in the state, you need to prepare. The Fostering Affordability and Integrity through Reasonable Business Practices Act (FAIR Act), enacted on December 19, 2025, and effective on February 17, 2026, is the first major expansion of its primary consumer protection statute in more than four decades. It adds unfair and abusive practices to the state's existing prohibition on deceptive conduct, using the federal Unfair, Deceptive, and Abusive Acts or Practices (UDAAP) standards you already know — now with state-level enforcement. And the bar for action is lower: one transaction is enough to trigger enforcement, rather than requiring a pattern. The law is in effect, so let’s break down what changed, why it matters for FIs in and outside of New York, and what you can do about it. Related: What New York’s Cybersecurity Regulation Means for Your FI in 2026
  • Do you know how many vendors your firm has? Do you know how your broker-dealers, custodians, and other service providers are using artificial intelligence (AI)? And if an examiner asked for proof that your compliance program not only exists but also works, could you show them?
  • Risk management and compliance never stand still — neither do we. With Ncontracts’ Knowledge as a Service (KaaS) approach, you always have the latest content and regulatory insights at your fingertips.
  • Stay up to date on the latest vendor risk management news happening this month. Check out the articles below.