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  • Welcome to the December Enforcement Actions Roundup — our monthly look at the enforcement activity from the past month, what went wrong, and what financial institutions (FIs) can learn from it.   This roundup features two key resources:  
  • Stay up to date on the latest vendor risk management news happening this month. Check out the articles below.
  • November 2025 marked a turning point in the regulatory environment as the Consumer Financial Protection Bureau (CFPB) confronted a potential shutdown while restarting examinations under its new “Humility in Supervision” approach. From proposed changes to Section 1071 and fair lending oversight to the end of penny production after 232 years, financial institutions (FIs) are operating in a reshaped supervisory landscape — one where federal oversight may be pulling back, but compliance expectations and institutional risk remain firmly in place. Get our experts’ thoughts on this month’s headlines in our Reg Update podcast. For resources and regulatory analyses on the topics discussed, check your Ncomply solution.
  • NASHVILLE, Tenn., Dec. 9, 2025 -- Ncontracts , the leading provider of integrated compliance, risk, and vendor management solutions to the financial services industry, today announced the release of "The Future of Compliance: Benchmarking the People, Processes, and Pressures Shaping Compliance in 2026," a comprehensive survey examining how financial institutions are navigating evolving compliance expectations and regulatory complexity.
  • Financial institutions are under pressure as regulatory uncertainty and emerging risks — from AI governance to escalating cybersecurity threats — collide with limited staffing and resources. These are just a few of the takeaways from The Ncontracts 2026 Future of Compliance Survey — a new survey report featuring insights from over 180 banks, credit unions, and mortgage companies with assets from under $250 million to more than $10 billion. Whether you work in compliance, risk management, or operations, these insights will help you benchmark your compliance program against industry best practices, better understand emerging risks, and evolve your compliance program to meet the demands of a changing regulatory landscape.
  • Are you maximizing your policies as governance tools?
  • Risk management and compliance never stand still — neither do we. With Ncontracts’ Knowledge as a Service (KaaS) approach, you always have the latest content and regulatory insights at your fingertips.
  • Financial institutions are constantly adapting — new products, new technologies, new customer expectations, and a steady stream of regulatory change. In the middle of all that, compliance teams aren’t just managing risk. They’re giving the organization clarity, direction, and the confidence to move forward strategically.
  • Risk management requires thoughtful and deliberate planning. What are the most significant risks facing your business? How do you plan to mitigate them? How will you know if your mitigation strategy is working?