Regulations

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  • 1.  Fair Lending Program

    This message was posted by a user wishing to remain anonymous
    Posted 10-20-2022 11:01 AM
    This message was posted by a user wishing to remain anonymous

    Good Morning,

    I work for a bank/mortgage lender and am currently transitioning roles to help develop their fair lending program. I'm more accustomed to the mortgage lending space but this program is being built up across-the-board. I'm hearing terms like CRA and REMA (which, I admit, I'm not familiar with on a granular level), and discussing reporting requirements for the program. 

    If anyone has any insights regarding structuring the program framework, policy and procedure requirements (including reporting and/or reporting tools or platforms), or any other helpful tips, I'd love any feedback you can provide. 

    Thank you in advance! 



  • 2.  RE: Fair Lending Program

    This message was posted by a user wishing to remain anonymous
    Posted 10-20-2022 01:04 PM
    This message was posted by a user wishing to remain anonymous

    Hi.  We order all of our policies from bankpolicies.com then we customize to our bank.

    Good luck!


  • 3.  RE: Fair Lending Program

    Posted 10-20-2022 01:47 PM
    Please feel free to reach out to me directly for any and all questions. I've built our bank's fair lending program to a strong level and am happy to share information. You can reach me by email or by phone [Contact information was removed by Community Manager for privacy and security reasons. To contact the member, reach out to them directly by clicking on their member profile and sending a message in the online community]. 


    Ralph D. Carter, FLE

    Director of CDFI, Fair Lending and CRA Officer

    Vice President