Risk Assessments

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  • 1.  Vendor's Access to NPI

    This message was posted by a user wishing to remain anonymous
    Posted 10-21-2020 02:16 PM
    This message was posted by a user wishing to remain anonymous

    I am wondering how others are categorizing vendors with access to NPI.
    Do you count special, case-by-case access (i.e. Repo Agents or special collection vendor) or full on, uninhibited access to your data as "Access to NPI"?


  • 2.  RE: Vendor's Access to NPI

    Posted 10-26-2020 10:53 AM

    Great question!

    If the vendor has access to NPI, it's a high-risk vendor.  Then can drill down to exactly what information would a repo agent, collection company, and skip tracer be given from any lender.  While a collection agency and a skip tracer will tend to have all the information in the customer's "customer information file" (CIF), for the consumers the lender sends their way, the repo man is usually targeted. By targeted I mean we give the repo man the address and the property they are going to repossess. Something like, "Go to 800 West Main and bring the 2018 Black Chevy Tahoe back with VIN 20478205472075".

    The collection agency and the skip tracer are high-risk vendors, while the repo man may not be.

     Please feel free to weigh in!  We like to hear what you're doing.